Farmers – Land Owners – Developers

How it works

Once your project is funded we will handle investor management and automate shareholder distributions so you can focus on what you do best – Farming.

Each project is established as its own entity and shares of the entity are issued based on the size of the project. Once initial shares are issued, they are limited and cannot be diluted. Farmfolio will serve as the general manager of the project in order to ensure proper management and shareholder servicing. Dividends will be paid out as profits are received and shareholders will have the opportunity to resell shares on the Farmfolio exchange once minimum holding periods are met.

Grow

This is where it all starts. These types of projects are typically mid-long-term, depending on the produce being grown. An investment within a startup growth project can range from 2-50 years. Cash flows are typically long-term and capital appreciation is high.

Time Horizon: Short-Term
Investment Category: Growth
Risk: Low-Moderate
ROR Est: 7-20%

Process

These types of projects are typically facility based. Properties are constructed or acquired. Theses projects are cash flow intensive and tend to generate income quickly.

Time Horizon: Long-Term
Investment Category: Growth and Income
Risk: Moderate
ROR Est: 9-30%

Pack

These facilities take the finished products and packing them up for logistical shipping. Various types of equipment and labor are required and can create an opportunity to finance development and operation of these facilities. There are 2 types of packing: fresh or processed. Fresh packing is typically taking produce from farm to box. Processed can be either contract packing or bulk packing. Contract packing is when you package processed goods in their retail form for a brand or distributer. Bulk packing is when you package the processed raw material in a non-retail form. These are often shipped in Boxes, Drums, or Plastic containers. These facilities are typically located at the farm or at processing facility.

Time Horizon: Long-Term
Category: Growth and Income
Risk: Moderate
ROR Est: 9-15%

Logistics

The logistics of shipping products across the world can be complicated and expensive. Many growers are unwilling to take the risk of shipping containers across the world and many wholesalers would prefer to purchase products that have already cleared customs. This creates an opportunity to finance the transfer of produce from one country to the next.

Category: Growth and Income
Time Horizon: Long-Term
Risk: Moderate
ROR Est: 9-15%

Import / Export

The process of importing and exporting can be a huge challenge for those in the production business. Wholesalers and retailers typically do not want to purchase and pay for goods unless they are delivered and cleared into their own country. The risks of getting flagged for inspection and long haul shipping routes can cause significant delays in cash flows to producers. The cash flow strain can limit their ability to continue production and create delays production schedules, thus creating the opportunity for short-term financing these producers. Farmfolio can provide short-term capital financing at favorable interest rates to investors and producers. Our advisory team with the assist in evaluating the risks of each loan and ensure that investors are only working with quality producers and only financing secure routes with a low probability of being flagged for inspections.

Time Horizon: Short--Medium
Category: Growth and Income
Risk: Low
ROR Est: 7-12%

Wholesale

Largely dominated by large brands, these opportunities are rare, and usually require a joint venture relationship of some kind. These are great opportunities to gain access to distribution of products. This is a great parlay into brand marketing and retail sales.

Time Horizon: Short--Medium
Category: Growth and Income
Risk: Low
ROR Est: 7-12%

Retail

This segment of the supply chain would be best characterized into 2 categories. Service and Brands/ Products. Services would be a supermarket or restaurant. Brands and Products can be sold directly to consumers, however they are usually sold through a services company like a supermarket or restaurant.

Time Horizon: Long-Term
Category: Growth
Risk: High
ROR Est: 20%+